Fast personal and business loans with the payment shown up front

It depends on the lender and on when you sign. Some lenders fund as soon as the next business day after you’re approved and sign. The clock starts when you sign the loan agreement, not when you send a request. Weekends, bank holidays and extra checks on your identity or income add days, and SBA loans usually take weeks.

Sending a FastLoan request doesn’t affect your credit score, because FastLoan doesn’t check your credit. Lenders who review your request may use a soft check to show offers, which doesn’t affect your score. If you apply with a lender, they’ll usually run a hard inquiry, which can lower your score a little.

That depends on the lender, the type of loan, your state, and your credit and income (or your business’s revenue). You can ask for any amount from $1,000 in the form, and each lender decides what it can offer.

Lenders set your APR from your credit, income, existing debts, the amount and the term. Payments on this site use an example APR of 14.9%. That’s an example, not an offer, and the rate a lender offers you may be higher or lower.

Usually a government-issued ID, proof of income such as pay stubs or tax returns, and bank account details for the deposit. Business lenders often ask for bank statements and business tax returns too. Having these ready is the easiest way to avoid delays.

Possibly. Some lenders work with lower credit scores, usually at higher APRs, but we can’t promise an offer. If a loan isn’t the right fit, a payment plan with the biller or a credit union payday alternative loan may cost less.

No. FastLoan doesn’t charge you to send a request. The lenders, loan brokers and marketing partners in our network may pay us when you’re matched or take a loan. Lenders set their own rates and fees, including any origination fee.

No. FastLoan is a matching service. We don’t make loans or credit decisions. When you send a request, we share your details with the lenders, loan brokers and marketing partners in our network, who may contact you.

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