How FastLoan works

FastLoan is a loan matching service for people who need a personal loan and for small businesses that need financing. We show you an example payment up front, collect a short request, and send it to the lenders, loan brokers and marketing partners in our network.

FastLoan is not a lender. We don’t make loans, approve or decline applications, or set rates, fees or terms. Each lender makes its own decisions under its own rules and licenses.

When you send the rate form, we receive:

• Your name, email address and phone number.
• The amount you asked for, the term (if you chose one) and what the money is for.
• Whether you agreed to calls and texts, and basic technical details such as your IP address and browser.

We share that request with the lenders, loan brokers and marketing partners in our network so they can respond to it. They may contact you by email or phone. We ask them to text you or use automated calls only if you ticked the consent box. A lender that wants to show you an offer may run a soft credit check, which doesn’t affect your score. If you apply, it will usually run a hard inquiry. Some lenders fund as soon as the next business day after you’re approved and sign.

FastLoan doesn’t charge you. The lenders, loan brokers and marketing partners in our network may pay us when we send them a request, when you’re matched, or when you take a loan. Lenders set their own rates and terms, so compare offers.

Our network doesn’t include every lender, and we don’t rank lenders as “best”. Compare any offer you get with others, including your own bank or credit union.

Our privacy policy explains what we collect, who receives it and how long we keep it. You can:

• Reply STOP to any text to stop texts.
• Use the contact page and choose “Remove my information or stop contact” to stop other contact or ask us to delete your details.
• Email support@fastloan.now.

Lenders that already received your request have their own privacy policies. We’ll pass your request on, but you may need to contact a lender directly as well.

Our loan guides are written and reviewed by the FastLoan editorial team. We base them on primary sources, such as the Consumer Financial Protection Bureau, the Federal Reserve, the U.S. Small Business Administration, the Federal Trade Commission and the National Credit Union Administration, and we link those sources at the end of every guide.

Every guide shows the date it was published and the date it was last reviewed. Example payments are labelled as examples and show the APR, the number of payments and the total repaid. Partners don’t write or approve our guides. If you spot a mistake, tell us through the contact page and we’ll review it and correct the guide.

We can’t promise that you’ll get an offer, that you’ll be approved, or what rate, amount or funding time a lender will give you. Loan availability, amounts, rates and terms vary by state and lender. The payments on this site use an example APR; see example rates and terms for how they’re worked out.